In India, insurance is mandatory for anyone who owns a vehicle. Our article Will guide you through the process of check vehicle insurance status online & offline.
The Motor Vehicles Act of 1988 mandates that your car be covered by third-party liability insurance. This coverage protects against any potential financial liabilities you might encounter if you harm, injure, or damage a third party.
How to Check Vehicle Insurance Status?
Your vehicle insurance status reveals whether it is currently in effect or has expired.
A vehicle insurance check can be done
The status of your auto insurance coverage can be viewed both online and offline.
Ways to Check Vehicle Insurance Status Online
You can check vehicle insurance status online by using various websites. The online medium is one of the best ways to check your policy status.
You can check the status of your vehicle insurance online by following these steps:
Insurance Information Bureau (IIB) Portal:
The Insurance Information Bureau (IIB) Portal allows users to check vehicle insurance status online. The following steps need to be followed:
Step 1: Visit the Insurance Information Bureau (IIB) website at iib.gov.in.
Step 2: Click on V-SEVA, and you will be directed to a new page.
Step 3: You will need to enter vehicle registration, chassis number, and engine number details.
Step 4: Click Submit once you have filled out the captcha.
Step 5: With this, you can check the status of your vehicle insurance, including the start and end dates.
VAHAN is the flagship e-Governance application under National Transport Project. This portal provides various services to vehicle owners, including the option to check your vehicle insurance status.
To check vehicle insurance status via Vahan e-Services, you need to follow the steps:
Step 1: Visit the Vahan e-Services website at https://parivahan.gov.in/vahan/
Step 2: Click on the “Vahan” tab and select “e-Services.”
Step 3: In the drop-down menu, choose “Insurance Validity Check.”
Step 4: Make sure you provide the necessary information, such as the Vehicle Registration Number and Chassis Number.
Step 5: Get your vehicle insurance status by clicking the Submit button.
Step 6: You can now check your insurance policy status, including start and end dates, and the insurance company’s name.
By insurance Service Provider:
Most insurance providers offer an online portal where you can register and get information about your insurance. By visiting the website of your insurance company, you can check vehicle insurance status.
Ways to check vehicle insurance status offline
To check the status of your vehicle insurance offline, perform the following steps:
Regional Transport Office (RTO): Visit your city’s Regional Transport Office (RTO) and ask about the insurance status of your car. To verify the status of your vehicle insurance, you need to enter the policy number and your vehicle’s registration number.
Insurance company’s office: Look for information about the status of your insurance at the physical place of your insurance company.
Check your vehicle registration papers: Your insurance details should be included in your vehicle’s registration documents. Check the documentation to find out if your insurance coverage is still in existence.
Customer Service: You can also call your insurance provider’s customer service number to enquire about the status of your motorcycle or car’s insurance.
Contacting your insurance provider: Whenever you cannot access your policy’s status online, you can get in touch with your insurance company directly. They’ll be able to give you the information you need.
Physical copies: Through consulting the hard copies of your insurance policy, you can also determine the current state of your auto insurance coverage. A copy of your policy should have been given to you when you first bought the insurance.
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How to download Vehicle Insurance copy?
You need to follow these steps in order to download your insurance copy:
Step 1: Visit the official website of the Insurance Information Bureau (IIB) of India, which maintains the records of all insured vehicles in the country.
Step 2: On the website, look for the option to “Download Insurance Copy” or “Download Policy”.
Step 3: Enter the required details such as the vehicle number, engine number, chassis number, and other necessary information if needed.
Step 4: Once you have entered the details, click on the “Download” button.
Step 5: The insurance copy in PDF format will open in a new page, which you can download and save for future reference.
Step 6: You can also check with your insurance provider as some insurance companies provide the option to download the insurance copy directly from their website by entering the vehicle number.
Step 7: In some cases, you may also be required to provide your mobile number to receive an OTP for verification purposes.
How to download a duplicate copy of your vehicle insurance policy?
Follow these steps to download a duplicate copy of your vehicle insurance to PDF format:
Step 1: Visit the official website of your insurance provider or the Insurance Information Bureau (IIB) of India.
Step 2: Look for the option to download a duplicate insurance copy.
Step 3: Enter your vehicle registration number and other required details if required, such as your name, mobile number, and email address.
Step 4: Verify your details, and check if everything is correct, Now click on download button.
Step 5: Save the PDF file to your device, and now you have a duplicate copy of your vehicle insurance that you can access anytime.
What if you don’t have the vehicle registration number?
If you do not have the vehicle registration number, you may face difficulties in checking your vehicle’s insurance status or downloading a duplicate copy of the insurance. The vehicle registration number is important because it is used to identify your vehicle and retrieve information related to it.
However, if you do not have the vehicle registration number, you can try the following steps to retrieve it:
Check the registration certificate:
The vehicle registration number is usually mentioned on the vehicle’s registration certificate. You can check the certificate for the number.
Check the insurance copy:
The vehicle registration number is also mentioned in the insurance copy of your vehicle. You can check your vehicle registration number from the insurance copy.
Contact the RTO:
If you still can’t find the vehicle registration number, you can visit the nearest Regional Transport Office (RTO) and ask for assistance. They can help you retrieve your number by providing you with the required documents.
You can check your vehicle’s RC book. The registration number would be mentioned there.
In conclusion, it’s essential to keep track your status of your vehicle insurance coverage to make sure that your car is constantly protected in the event of an accident or other unexpected situation.